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Life insurance provides financial safety for your loved ones if the worst were to happen. In exchange for monthly or yearly premiums paid to a life insurance company, you have peace of mind knowing your family would receive a payout if you were to die.
The proceeds from a life insurance policy can be used by your beneficiary to help cover important expenses including burial and funeral costs, as well as the mortgage, childcare, future education expenses and other financial obligations.
Who needs Life Insurance?
1
Ask yourself...
Does anyone rely on me for their financial well-being?
2
Find an insurer...
Life insurance is simple to purchase with affordable options for everyone. You do however, want be sure you have contacted a reliable insurer to guide you through this process.
3
Find the policy for you...
You along with your insurer will go through the process of finding the numbers that work for you and your family's needs. Things to consider include: a) the type of coverage you purchase, b) how long the coverage lasts, c) the coverage amount, and d) personal factors. All of which determine the cost of your life insurance policy.